What would you do

[George16v]

Basically I have just recieved my renewal quote for my insurance whichi was 1891 and I have managed to find another comp. to do it for 1601 however all the othr places I have rang wont do it for under £3k (madness) anyway do you think I should bite the bullet and get it, or sell the car - Just seems stupid spending that much, Should be £670 except I wrote a Cup off in October 2003 (gutted)

 

[George16v]

Take it no one would sell the car then?

 

[Da]

all depends on age, cicumstances etc mate... You at zero no claims now then? This your first car since claiming??

 

[Type_Mo]

Wot else would u be getting then m8 ?

 

[Toypop]

My initial thoughts are yeah sell it.


But you have to ask how much will the premium be next year? If it comes down by a lot it might be worth keeping the car.

Also if he flogs it and gets an old banger how much will the insurance on that be?

 

[Red Clio 52]

Sell it and get something more suitable. .............(A pushbike? )

 

[George16v]

Well you guys are right think as I will be 25 in april and hopefully next time I renew the insurance I will have 1 years ncb then it should be alot less!

I am gutted though as the cup cost me 670 a year with 3 years ncb, now I have 0 years ncb and it is costing me 1850 as dont really want to be paying out 1600 in one go so am going to keep the car and pay monthly ouch..

Did look into selling the car, but dont think anything else would be as fun, and it is very hard to down grade when changing cars think that needs to be left untill I have to buy a people carrier for kids or someting and certainly aint ready for that yet!!

I have had 5 clios now and so think if I sold the 172 I would probably buy a 16v, do you think I would have as much fun...

 

[Red Clio 52]

Quote: Originally posted by George16v on 20 September 2004


I have had 5 clios now and so think if I sold the 172 I would probably buy a 16v, do you think I would have as much fun...

Yes.....you CAN have fun in a 16v...........but not quite as much as in a 172

 

[Jim172CUP]

when youre 25 i wont go down, get a smaller car. after a claim this year i went down to 1y n/c and being over 25 i still pay 1080

 

[UncleRogi]

Ouch, shows the Benefit of NCD.

It might be worth getting rid of the 172, its an Insurance hotspot for high premiums, 1600 is too high.

 

[S2 PTH]

Just dont pay insurance! lol

No, Id keep the car if you like it that much!

 

[George16v]

well am going to keep the car now, may sell to my bros if he offers me a ridiculous amount of money for it though, as he wants it to add to his collection, lol

 

[David]

If you sell that car you will regret is mate. I rekon deal with the insurance and itll drop next year anyways. Cant think of any other car youd be able to get with lower insurance and sameish power.

 

[George16v]

suppose the price is increased alot from my mods too! as I like to inform them of everything I do to it!

 

[chris_182]

must be the mods, I thought full NCD was only worth 40ish%??

 

[steve a]

Buy a 16v, then add willy power .... buy buy 172s

 

[Neil82]

buy buy lmao.

 

[steve a]

sorry, one to many jars!!LOL.

 

[George16v]

Well get this I managed to barter with the insurance company lol, and got it down to 1340 so is costing me 1520 on direct debit so much better eh! £320 saving hehe, bird sounded nice too hehe and got her number (laura) lives in scotland though. Dont hate the player, hate the game, hehe!

 

[Iain C]

Quote: Originally posted by George16v on 22 September 2004

Well get this I managed to barter with the insurance company lol, and got it down to 1340 so is costing me 1520 on direct debit so much better eh! £320 saving hehe, bird sounded nice too hehe and got her number (laura) lives in scotland though. Dont hate the player, hate the game, hehe!

Get a interest free credit card then u wont have to pay extra...Need to pay it off in 6 months tho

 

[DAVE_RSi]

u got the insurance girls phone number lol what r u like lol

 

[George16v]

Quote: Originally posted by Essexlad_Dave on 22 September 2004


u got the insurance girls phone number lol what r u like lol

hehe - probably a minger too, but worked to get my insurance down, lol