+1 Sat here with my MBP now without a physical signature
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Apple 0% financing....
- Thread starter Alexjfinch
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- apple
+1 Sat here with my MBP now without a physical signature
I signed, just signed online. One of them things where you tick the box to complete signature.
Same.
Seat Leon Cupra 290
Just ordered a MBP and a ipad mini which my bro will have on this offer. Been accepted but stupidly it will be sent as one package so im going to have to wait 2 weeks for my MBP now!! Is there anyway of changing this as to spend that sum of money and have to wait is a bit much beacuse of one item surely?
See if you can cancel the order and reorder the things seperately? Otherwise the ipad mini will have to be paid outright (presuming you have the 16gb on order) as it's under the £400 threshold.
Otherwise, sit tight!
Steve
ClioSport Club Member
ST3 8.5
Which did you go for?
Just a base spec 21". It's more than enough to cater for my needs.
Screen seems massive. I dunno whether I would have been able to cope with a 27" sat on my desk LOL.
Just got to make sure that everything has transferred over from the MacBook, then ill be whacking that up for sale.
EDIT: I f**king love the Magic Mouse.
Screen seems massive. I dunno whether I would have been able to cope with a 27" sat on my desk LOL.
Just got to make sure that everything has transferred over from the MacBook, then ill be whacking that up for sale.
EDIT: I f**king love the Magic Mouse.
Hondata'd EP3 Type R
My Dads been approved on the non interest free one over 24 months, about an hour ago, However, the order still says "awaiting payment" on the Apple website?
Is this normal?
Is this normal?
Hondata'd EP3 Type R
Awesome, thought Id missed something! thanks
Short Norman
ClioSport Club Member
997 C4S
Anyone know if they will be offering 0% again this year or have I missed it.
Seat Leon Cupra 290
Just finished paying off all my stuff. Sort of wish I would of just waited couple of months and bought it outright really.
An orange one
This makes no sense with 0% finance, you pay the same final result anyways. May as well keep your savings in the bank
BMW 440i
Not really, I'd rather not have costs (Interest or Interest Free) lingering over me month after month, rather just pay the lump and not have to worry about it!
Seat Leon Cupra 290
Yeh that's what I was implying as I could of bought it outright if I had waited, just annoying it dragging on for 10 months.
BMW M4; S1000 RR
Jack!
ClioSport Club Member
It's just the age old finance 'thing', so easy to convince yourself it's worth it when you look at the monthly repayments, but when 6 months later you take what you've bought for granted, still paying for it is an annoyance - like getting phones on 24 month contracts - never again.
Jack!
ClioSport Club Member
Didn't realise you could do early repayments, makes sense then, I agree.
BMW 440i
Its such a short deal, and fairly low amounts (E.g. most people won't spend more than £1500), that it really doesn't matter and is all personal preference.
I'm an accountant so I'm a right geek with my money and have a geeky spreadsheet that could tell you most of the costs I have between now and March 2015, as well as savings etc etc, so for me, It would just be adding in 1/10th of the amount in for 10 months, or taking a lump, depends how healthy my current account was at the time I suppose!
Things like this could be very useful however if e.g. you had car insurance coming up, and wanted to buy an Macbook, then it would be good to spread the Macbook over 10 months, and pay upfront for car insurance and avoid interest there! I always pay the whole year for car insurance as I prefer not to have any interest and don't bother with all the 0% credit cards etc.
I'm an accountant so I'm a right geek with my money and have a geeky spreadsheet that could tell you most of the costs I have between now and March 2015, as well as savings etc etc, so for me, It would just be adding in 1/10th of the amount in for 10 months, or taking a lump, depends how healthy my current account was at the time I suppose!
Things like this could be very useful however if e.g. you had car insurance coming up, and wanted to buy an Macbook, then it would be good to spread the Macbook over 10 months, and pay upfront for car insurance and avoid interest there! I always pay the whole year for car insurance as I prefer not to have any interest and don't bother with all the 0% credit cards etc.
But in the same breath, surely as an accountant you recognise taking £1,500 out of an account as a lump sum is worse for your savings?
Similar scenario to someone with a wealth manager currently earning 10% plus on their portfolio taking out a a car loan. £150k out of their portfolio for a new super car will do more damage than a 5-7% loan over a few years.
Anyway, back OT - if it happens this year it's a new iPad and our first MBP for the OH and I!
ITB BG 182
Well I am hoping it happens in December, Im on about getting the 5S and also new iPad Air, I can afford it outright but as above car insurance is due on 2 cars.
I would get the 5S within a contract but all the contracts Ive seen are £57+ per month and 12 months with a £250 handset cost which is £934 for the year.
But buy the handset from Apple at £549 with a contract from Three or Tesco at £15 p/m and unlimited mins texts and data, it comes to £729, saving £205... Half an iPad.
I would get the 5S within a contract but all the contracts Ive seen are £57+ per month and 12 months with a £250 handset cost which is £934 for the year.
But buy the handset from Apple at £549 with a contract from Three or Tesco at £15 p/m and unlimited mins texts and data, it comes to £729, saving £205... Half an iPad.
If apple do 0% this year I'll get a 5s and a sim only contract as my current contract runs out soon, works out cheaper then an iPhone contract as said above.
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