Insurance on a 172 at 21

[1600power]

Any1 here got a 172 or 182 aged 21? I can pick these up fairly cheap and was just wondering if any1 has been insured for a reasonable amount at this age? Im currently paying 1400 on a 1.6 corsa sport and will have 2 years no claims very soon so should be in a better position for one of these if its feasible?!

Cheers

 

[BenR]

prepare to faint

 

[Kiev85]

elephant,



im 19

my 182, £2000 with my GF as named driver (19) aswell

Thats with 1 ync...They seemed to be the best i could find..



You will probably be around the £900 mark.? have you tried them?

 

[1600power]

Quote: Originally posted by Kiev85 on 10 December 2004


elephant,



im 19

my 182, £2000 with my GF as named driver (19) aswell

Thats with 1 ync...They seemed to be the best i could find..



You will probably be around the £900 mark.? have you tried them?

Thats not bad that! although i personally couldnt warrent paying that sort of insurance!

I realise its going to hurt but i cant see it being much more than what im paying at the moment? *fingers crossed*

 

[Mondial172]

Actually its not - Im 25 with 7 Years NCB (one crash and 3 point) and many quotes I got where over £1800! 172 CUP

Went with AXA for £680 in the end

 

[Kiev85]

I think it will be less...(i enjoy paying that amount of money)



just keep adding people on to your policy.

Try elephant though...online quote

 

[edde]

It will depend on load of factors do a few checks I was looking at ~£1.4k at 21 with 2 yrs NCB and one claim but that was high milage as well.

 

[Kiev85]

I thought the age of 21 was a mile stone when your insurance decreased somewhat....from what you payed at 18-19

 

[Mondial172]

It is but not as much as it used to be.

 

[natcup]

When you turn 21 it normally only affects the complusory excess you pay ie 17-20 £350 21-24 £250 etc etc ...... You could try Bell Direct, im with them although 23 with 2 ncb and it came in at £965.

 

[Danny P]

172 £400

911 Carrera S £900

 

[geoff_clio182]

I was paying £1200 on my 172 when I was 21. Now Im 24 and paying £700 on my 182, but that is insured for business miles which puts it up a bit.

 

[homerjay]

at 21 i had a gti-6 (also group16), 4yrs NCB and 9pts so was payin £1900

now its £695 on my 182 with 8yrs NCB and 0 PTS

 

[TheCake]

Obviously quite a few variables like how long youve been driving, where you live etc etc, but expect to pay anywhere between £2,000 and £3,000

 

[riccycup]

i am 21, 6 points i am paying 1200 quid 172 cup with mods

 

[bigmouk]

Postcode is a MAJOR factor, there is a link somewhere giving you all the groups. I am in an e area which is the worst, if i was in an a area i would pay roughly 50% less

 

[Dansta]

LITTLE NEWMS IS 18 WITH A CUP

 

[TheCake]

When I was 19 I had my Cup, £3,000 a year for insurance...

 

[cup_racer]

Im 21

4 years NCB

3 points

172 CUP

£1000,

With Tesco at the moment, but Elephant give very competative quotes too.

 

[Ali]

^ That sounds about rite...

 

[Manney]

22, 0 NCB, 0 points, Fully Comp on 172 exclusive - £900 from Admiral, got a good post code tho.

 

[tyler_d]

wow manney thats a excellent quote, im 22 with 1ncb nad am looking to get a 182 next year but im getting quotes for around the £1700 mark, but ive been told i could get a quote a lot better, but i just cant find one. oh i have quite a good postcode to.

 

[TheRoninV6]

anyone got the link to check your postcode?

 

[jongsr4]

Im paying about £700 with Admiral, im 22 with 5 Years NCD, with dodgy postcode!

 

[Adie]

22 1 years NCD - £1400 with privilege on a Mk2 Clio 172 WA postcode

 

[StevieP]

Im 22 and have just got a 172, with Tesco my insurance is about £1500 I think, though I pay it monthly so I cant really work out what it is at the moment, when I turn 23 next year and get 2 years NCBs under my belt it might come down a bit, but I doubt it!


My excess is stupidly high at the moment too! Accidental excess is like £600, and Fire & Theft is £300 (I think)

 

[Manney]

If you do a quote on Admiral put your mum in as a second driver (as long as she has no points) and you will save ££££s.

 

[Clio_novice]

IVE just turned 21 and im going to get a 172 as soon as i find one and direct line have quoted me £690 FC for the year. At the mo i pay £550 on my 206GTI.

 

[TheJesus]

1600power, your paying £1400 on a 1.6 Corsa sport, group 5-6 im assuming? you want to go to a group 16-17 car... expect to pay a LOT m8. Id wait a year or two if I was you!

 

[Alex_225]

Its gonna be high, I bought a 53 plate 172 at 21 and all the quotes I was given were £2k+.

Had to go under my mums insurance (ssshhhhhhh) and its only £800! Bargain!

It depends how much youre prepared to pay. A mate of mine bought a £30k Saab and the insurance on that was £9000 a year!! I wouldnt pay that even if I could afford it

 

[homerjay]

NINE THOUSAND POUNDS A YEAR ON INSURANCE!!!

if ya gonna pay that kinda money at least by sommit worthwhile...

 

[Alex_225]

Haha my thoughts exactly!! £9000 a year would not be warranted on a bloody Saab, was only a convertable 2.0ltr turbo that would be out performed by so many other cars!

 

[RobHardyUK]

im 20, no ncb, 1700 quid with admiral

 

[JayGTT]

im 21 with 1 yrs NCB

mk1 172 = £900 Fully comp

R5GTT = £600 Fully comp, all mods decared agree value £4000

thats with elephant.

i had a 300zx TT, £1800 for the import, £900 for the uk spec ??? makes my blood boil uk spec ones are rare and over priced.

 

[watty172]

21, 3YRS NCD, 3 POINTS, NOT VERY GOOD POSTCODE, £1200, DIRECT LINE

 

[16v_jon]

why are you guys getting quotes so cheap? im on a 1.2 im 23 with 2 years no claims and paying £700 with all mods declaired BUT i have a very bad postcode £700 was the best i could get !

 

[JayGTT]

Quote: Originally posted by 16v_jon on 10 December 2004

why are you guys getting quotes so cheap? im on a 1.2 im 23 with 2 years no claims and paying £700 with all mods declaired BUT i have a very bad postcode £700 was the best i could get !

i put my mum as a named driver, went down £200 try elephants online system see what you get.

 

[1600power]

Quote: Originally posted by TheJesus on 10 December 2004

1600power, your paying £1400 on a 1.6 Corsa sport, group 5-6 im assuming? you want to go to a group 16-17 car... expect to pay a LOT m8. Id wait a year or two if I was you!

lol no m8 the 1.6 sport is a group 10 insurance car! Plus im insured with Liverpool Victoria who Im sure are no longer doing me any favours as my policy was originally on a fiesta 1.6 with them and i didnt wanna swap my insurance over so that I could carry on with my no claims for the policy.

Thats set to finish shortly and I will be able to hopefully change insurance companies to one that favours me and a 172 lol

 

[Johnny_52]

You lads get it cheap, im 23, 3years ncb, £1600 on a 172Cup. Thats what happens when you live in N.Ireland.

 

[Cuthbert]

Im 21 with 2 years driving and no claims 6 points. £1800 with Tesco. Not gonna drop much next year with one extra year of my life completed without crashing.