This a reasonable price for insurance?

[DomDale]

So I'm 19, turn 20 in May. I have been playing with some insurance quotes and I thought id try one out on a Clio 197 R27 F1.

The quote returned as £1,140 fully comp.

To me this seems extremely good considering I've only just gotten my 2nd year no claims. Is this as reasonable to everyone else as it is to me?

 

[Nick_Leeds]

Sounds pretty cheap to me.

 

[Steven103]

RS Clio insurance for young people seems to go one of two ways (assuming they quote you):

Surprisingly reasonable like yourself if you go with a particular insurer or two (I'm guessing admiral/elephant/bell? Possibly Aviva/Direct Line as they're also ludicrously cheap for standard cars once you get to 21, but I think you have to be 21 IIRC?) Low risk young people (employed, low risk area, 2 years NCB, low mileage etc) seem to pay in the region of 1200 - 1500 so yeah you're definitely at the cheaper end.

And then there are loads of 19/20 year olds on here who get quoted "we don't want your business" style quotes circa 2 or 3k.

 

[brookbond]

ye iv got a 197 just turned 21 insurance is £303 a mouth plus £124 for the car but its all worth it hahaha

 

[Jack!]

ye iv got a 197 just turned 21 insurance is £303 a mouth plus £124 for the car but its all worth it hahaha

You're paying £3600 a year for car insurance?

 

[Goodj]

FFS, thread is a waste of server

When I was 20 I was running a 1.5 diesel corsa, with steels. that was £800 per year, back in 2000, in a small village outside Cambridge.

Hope this helps

:banghead:

 

[Amos91]

ye iv got a 197 just turned 21 insurance is £303 a mouth plus £124 for the car but its all worth it hahaha

FLOL, if you say so.

 

[DomDale]

It's through Bell/admiral.. I have a multicar policy at the moment and I know you can't get quotes for them online so im
hoping if I ring up I'll be able to get around the £1000 mark. Seeing as I pay £536 a year for a 1.4 ~£1000 does seem pretty reasonable

 

[brookbond]

yep through bell

 

[Fletcher]

Seems expensive to me.

 

[DomDale]

Seems expensive to me.

Whys that bud?

 

[Wazzy]

I'm 23 with 2 years NCB and a clean license and my R27 is £750 with all mods declared so your quote seems about right. Apparently it lowers considerably once you've owned + Driven the car for a year.
Try Skyinsurance/Greenlight although I think you might have to be 21 IIRC.

 

[DomDale]

I'm 23 with 2 years NCB and a clean license and my R27 is £750 with all mods declared so your quote seems about right. Apparently it lowers considerably once you've owned + Driven the car for a year.
Try Skyinsurance/Greenlight although I think you might have to be 21 IIRC.

Nice one bud thanks! It didn't seem too outrageous but just wanted to compare against everyone else really. That's helpful I guess still can't make my mind up if I should go for this or wait a year and get a Nismo 350z. I'll give them a ring but I think you may be right about the age

 

[Steven103]

Whys that bud?

Because he's old :rasp:

So to be fair to Fletcher I'm sure over a grand does sound extortionate to him, but for me or you it's just the sort of amount that insurance costs for youngsters these days.

 

[ThomasBrentnall]

Sounds good to me. I've just turned 19 and will be on my 3rd year of insurance in February, however I only have 1 year ncb. Price is looking to be £1400 on a 182

 

[skyinsurance]

Very good price.

We wouldn't entertain a 20 year old on a 197 unfortunately.

Thanks

Ollie
Sky Insurance
Tel: 01707 642552

 

[DomDale]

Very good price.

We wouldn't entertain a 20 year old on a 197 unfortunately.

Thanks

Ollie
Sky Insurance
Tel: 01707 642552

Thanks for letting me know maybe I'll try when I'm over 21!