Totalled my car this evening on way back from Milton Keynes :( Through a Fence

[Jason_E]

OMFG!!!

Just followed a transit low loader with you 172 on the back of it. Did you sell it or something? Epic Camber on that back wheel.

 

[StephenJ]

OMFG!!!

Just followed a transit low loader with you 172 on the back of it. Did you sell it or something? Epic Camber on that back wheel.

Sold to Cliospares iirc

 

[MadUsa1]

LOL thinking TPFT is better coz you dont cover many miles.

The difference between fully comp & TPFT isnt what miles your covering, its what happens to you in the event of a single accident. Financially its gunna be better for you, as long you didnt hit anyone/anything else and your car a s**tter that you dont mind loosing the money on in the event of an accident.

And not being able to afford the car, getting a bank loan and then not going fully comp, wowza. Why did you not just get more money so you could go full comp?

I know you probably already know all this, sorry for going on and sorry for your loss of car and intact ring piece.

On the bright side, at least you walked out of it and nobody else got hurt.

I don't understand why you're all giving this guy such a hard time.

Going TPFT made sense for him at the time.

If you look at this rationally: the difference in cost between FC and TPFT was about 1500 quid. The cost of replacing the car will be maybe 3000 quid, so as long as you don't have a crash more often than every two years you're actually still better off with TPFT.

The fact that Lizard crashed within that 2 year window is unfortunate, but he knew that was a risk when he made the decision to go TPFT and it doesn't make his initial decision wrong!

 

[Cunney]

Feel for you mate, personally I would of had it checked over before you made the decision to sell it, could of got lucky and it just be cosmetic/panel damage

 

[lizard899338]

OMFG!!!

Just followed a transit low loader with you 172 on the back of it. Did you sell it or something? Epic Camber on that back wheel.

Haha ... Yes ClioSpares picked it up last night from Bicester and took it to Doncaster. miss that car! Still the VW has kept me on my toes ... broken down 7 times in 2 days! EPIC

 

[Craigus]

I don't understand why you're all giving this guy such a hard time.

Going TPFT made sense for him at the time.

If you look at this rationally: the difference in cost between FC and TPFT was about 1500 quid. The cost of replacing the car will be maybe 3000 quid, so as long as you don't have a crash more often than every two years you're actually still better off with TPFT.

The fact that Lizard crashed within that 2 year window is unfortunate, but he knew that was a risk when he made the decision to go TPFT and it doesn't make his initial decision wrong!

Don't buy a car you can't afford to insure.

/Thread.

 

[Weeman]

^^ that pretty much.

Still the OP seems fairly chipper about it all, so good on him for that, these things happen.

 

[olly-robinson]

just reading through this thread, and my mate insures his 54 plate m3 tpff!!!! everyone tells him hes f**king mental!

 

[Moz168]

Haha ... Yes ClioSpares picked it up last night from Bicester and took it to Doncaster. miss that car! Still the VW has kept me on my toes ... broken down 7 times in 2 days! EPIC

Fookin ell, they travel all over. Picked mine up in that epic snow just before xmas. Did they give you anything for it?
Unlucky with the Beetle, you'll know it inside out pretty soon though.

 

[The Chubby Pirate]

TPFT is dearer than FC for me for some bizarre reason

 

[fizzy_drink]

The car did its job - you walked away, so smile!!!

Metal can be replaced... a few ££ and you'll get another one.

Take care.