21, 1st year NCB = 55% cheaper insurance!?

[Šįk]

i have just had a quote of £112 a month by direct line for as soon as i earn my 1st NCB and i will be 21 years old..

my current monthly insurance payment is £250 a month..


has/did any1 have there insurance drop around 55% in this same situation!?

 

[DrR]

Drops masivley at 21.

 

[ChrisPearson]

Yes mine would have been £3000+ at 20 and its £1000 at 21 thats why its best to wait

 

[SC03OTT]

Pmsl @ £3K to insure a Clio. Absolutely mental.

 

[Ian]

Mine dropped from £1600 to £1000, but for a RS the cheapest is still over £3000. I guess it's all relative though.

 

[BROCKYS_172]

mine dropped from 1700 to 883 bargain

 

[jesus]

Pmsl @ £3K to insure a Clio. Absolutely mental.

I was quoted 'over £7000' to insure a ph1 172 a couple of months ago.

 

[fuller292]

3k lol

 

[Ian]

We live in or near Manchester, insurance companies hate us. If I lived a couple of miles over towards Warrington it would be half the price.

 

[fuller292]

I was quoted 'over £7000' to insure a ph1 172 a couple of months ago.

im 18, 2400 tpft, now thats not bad.....

 

[ChrisPearson]

Peopl that pay £3000 to insure a slow clio must be mad

 

[SC03OTT]

im 18, 2400 tpft, now thats not bad.....

Just to confirm, that's a joke right?

 

[fuller292]

what the price? or "thats not bad"?

 

[jesus]

We live in or near Manchester, insurance companies hate us. If I lived a couple of miles over towards Warrington it would be half the price.

Aye, same with me and Blackburn! 10 minutes up the road and a few grand off my insurance...

 

[SC03OTT]

what the price? or "thats not bad"?

The 'that's not bad part'.

 

[fuller292]

For a clio 172, it aint THAT bad, its my second car

 

[Russ.]

i have just had a quote of £112 a month by direct line for as soon as i earn my 1st NCB and i will be 21 years old..

my current monthly insurance payment is £250 a month..


has/did any1 have there insurance drop around 55% in this same situation!?

Try greenlight mate. At 21 with 1yrs ncb i paid £957 on my St170/182.

 

[SC03OTT]

For a clio 172, it aint THAT bad, its my second car

Sorry, but in my world, paying over £2k to essentially not even insure your car if you have an accident is laughable.

 

[fuller292]

Sorry, but in my world, paying over £2k to essentially not even insure your car if you have an accident is laughable.

True, il have to be careful then wont i

 

[SC03OTT]

Indeed you will sir, indeed you will.

 

[maynard]

jesus that's expensive. do direct line cover the mods for us young'uns now then?

try brentacre great for me @ 19 and 1ncb, and pretty good this year too.

 

[Richhallam]

Mines due sept 6th and i have just turned 21 with 1 years NCD. So fingers crossed mine will be a lot lower now

 

[The Boosh!]

im 18, 2400 tpft, now thats not bad.....

f**k that. I pay 1800 on a 182 @ 19 with 3 points + loads of mods to come. Fully comp!

 

[WILLIE]

Yes, thats why I bought a 182

 

[donsrno1]

Jesus, that's a lot of money at that age imo. I'm 21 and have an Integra Type R import insured for £800, only TPFT, but fully comp would only have been just over £1k. My old Mk1 with 2.0 engine, fully declared was only £550 TPFT.

 

[nick.]

my word thats loads, but get renewal price, my insurance for my 182 when i finally is ready to pick up, is 119 quid a month and I'm 20 with 3 years ncb, and i fort i was getting ripped off

 

[ChrisR]

I remember when I was 20 I paid a grand tpft for my 19 16v insurance and that was a scandelous amount to me then

Being old at least has one advantage lol

 

[Washington]

Mines gone down roughly £500 each year

19 = £1500
20 = £1000 (1NCB)
21 = £580 (2NCB)

This isn't on a Clio mind.

 

[Martin_172]

sounds about right mine dropped from £2500 TPFF when i was 18 to £1200 fully comp at 19 then to £800 fully comp at 20

 

[Šįk]

nice, i bloody hope so. means i will be able to keep her wasnt gona go thru another year of insane insurance paying lol!!

 

[Martin_172]

like i said in your other thread mate try your hardest to save up and pay it all off in one go makes the year ahead so much easier thats what i done and went from paying £260 a month to 0 a month for insurance, yeah i was skint for 2 months to save it up but gave me much more money for the other 10! try admiral they are brilliant for young drivers in quick cars me and all my mates are with them including imports

 

[SC03OTT]

like i said in your other thread mate try your hardest to save up and pay it all off in one go makes the year ahead so much easier thats what i done and went from paying £260 a month to 0 a month for insurance, yeah i was skint for 2 months to save it up but gave me much more money for the other 10! try admiral they are brilliant for young drivers in quick cars me and all my mates are with them including imports

Get a 0% interest credit card for 12 months (Tesco do one) and pay it off that way if you can't get the cash.

 

[Martin_172]

Get a 0% interest credit card for 12 months (Tesco do one) and pay it off that way if you can't get the cash.

the man with the plan!! i like that idea im going to look into it for my coilovers lol cheers

 

[clairemae]

yup mine dropped 50%! my insurance ran out a week before i was 21 and i was getting high quotes so i did one for a week later and it was half the price, so i waited it out.

 

[Brett]

i have just had a quote of £112 a month by direct line for as soon as i earn my 1st NCB and i will be 21 years old..

my current monthly insurance payment is £250 a month..


has/did any1 have there insurance drop around 55% in this same situation!?

You've got mods so directline won't insure you.

 

[Marky_]

Big drop from 0 to 1 year NCB. Mine was about 50%. Bit of a drop at 21 as well. Bonus.