Insurance thread for young 1*2 owners

[Will.]

22
3 years ncb
3 points

£750 ish.

 

[bosshog]

what that on a sport? and whos that with?

 

[Will.]

Yup 172

All mods declared with Adrian Flux.

 

[bosshog]

Yup 172

All mods declared with Adrian Flux.

they are the ones that gave me that quote of £1165

 

[BurnyC]

I haven't renewed yet since I've owned the 182 (just changed cars on an existing policy so paid a few hundred extra), but doing a few preliminary searches the cheapest I've found is 1100 or so...it's not until January next year though.

Sky refused to insure me on one because of my age/no experience driving a performance car, and I've found Flux have been on the expensive side for me. I'll have similar to Will, except no points...is your postcode a 'good' one Will? Does claiming club membership help at all? What other quotes were you finding? I'm hoping a specialist can help me get it a bit cheaper, but on past experience I'm sceptical...

 

[Breamy]

Just taken out a policy with Hic. 22 with 4 years ncb but 6 points. Lots of mods declared including a cage. £713 on a 182

 

[Steven103]

Breamy, what does that cover? Is that TPFT + trackdays or do HIC offer "proper" FC road insurance now?



19, 2 yrs NCB. Postcode, mileage etc all in my favour: £1460
planned renewal, 20, 3 yrs NCB. Same ^^^: £1154
actual renewal having written it off, 0 yrs NCB. Same ^^^: £1884

Bell. Cup packs declared (yes, I did have to declare optional extras)

Moral of story: Do not crash your RS if you're young. You will be sad. You will not be able to afford to insure performance cars for another 2 years.

 

[sthomasj10]

Re: Insurance. Fookers!

I've insured my 197 via Elephant, confused.com quoted me £1,400 online, phoned them, added two named drivers! Now it's £1,150 Easy peasy! Was well chuffed!!

 

[T3gav]

WTF, Flux just quoted me £915, 7 years ncb, 0 points.

 

[olliewebbuk]

22
3 years ncb
3 points

£750 ish.

I have:

0 NCB
0 Points

Mine is about the same through Admiral. (I'm 23, I still class that as a young driver)

 

[easty-5]

Sorted out my insurance last week.

22, 1 NCB, 1 "at fault" claim against me, 0 points, Mum, Dad & Girlfriend named drivers. £550 with Elephant.

 

[AP'Moss]

slitwrist at this thread!
so much money on insurance :|

 

[Slammed172]

Just taken out a policy with Hic. 22 with 4 years ncb but 6 points. Lots of mods declared including a cage. £713 on a 182

LOL, just quoted me over £2000, 23, 4 year ncb, 0 points, decent postcode, jokes.

Last year I paid £700.

Can only get £800 ish now

 

[RSteve]

24, 0 NC, 0 points, 3 years driving.
Last year £1680, £140 per month.
Just insured for £710 with Elephant.
Dearest mother has paid it off in full for me and I'll be paying her throughout the year.

 

[pvsmark]

Just got a renewal from Flux direct and they wanted £660 fully comp with 8000 mile limit, 4 years ncd and 4 years licence 24 years old. Not bad compared to the £800 I had last year but Admiral can do it for £630 so will probably go with them.

 

[chale989]

i pay 8 grand a year for my 172 insurance 19 y/o looks bad

 

[Pettsi]

8 grand????

 

[RDH]

21, 3 years NCB, clean license, all mods declared, 1050 quid. Off a comparison website too.

 

[Matt W]

i pay 8 grand a year for my 172 insurance 19 y/o looks bad

You are mental.

 

[Dan@M.A.D]

i pay 8 grand a year for my 172 insurance 19 y/o looks bad

Are you on drugs?

 

[Harpham]

i pay 8 grand a year for my 172 insurance 19 y/o looks bad

Are you for real?!

 

[CabinFever]

i pay 8 grand a year for my 172 insurance 19 y/o looks bad

Please, please tell me this is a funking joke!?

 

[SC03OTT]

Has to be a wind up. Nobody with a brain of any capacity would pay eight thousand British pounds to insure a circa 10 year old Renault Clio.

 

[Bluebeard]

i pay 8 grand a year for my 172 insurance 19 y/o looks bad

flol!!!!!

 

[Inequality Street]

04 Clio 1.2 16v, blacked out Windows, k&n air filter and custom exhaust system... 1 year no claims, 18 y/o
£1800.00.... That's admiral, on a multi car policy fully comp my name. With both my parents on my insurance too both with stupid years no claims.. Sucks.

Was quoted £7000 for a 172 as well...

My windows also cost me more to insure than my exhaust and air filter, madness!

 

[sbridgey]

I paid 2k when I was 19, and that was last renewal

Sent from my HTC Desire using Tapatalk

 

[olliewebbuk]

04 Clio 1.2 16v, blacked out Windows, k&n air filter and custom exhaust system... 1 year no claims, 18 y/o
£1800.00.... That's admiral, on a multi car policy fully comp my name. With both my parents on my insurance too both with stupid years no claims.. Sucks.

Was quoted £7000 for a 172 as well...

My windows also cost me more to insure than my exhaust and air filter, madness!

I don't want to live on this planet any more.

 

[Chili Red]

i pay 8 grand a year for my 172 insurance 19 y/o looks bad

Eight. Thousand. Pounds. On a 172.

I think you are either joking or clinically insane.


My car costs me £480 a year to insure. FYI.

 

[Alfonz]

£850 on a 1.2 8v. 4 years no claims, no points. I'm getting well and truely raped.

 

[olliewebbuk]

This isn't about 1.2 owners!

 

[Alfonz]

This isn't about 1.2 owners!

My bad, I didn't read the title correctly!....I'm still getting a raping however.

 

[AP'Moss]

i pay 8 grand a year for my 172 insurance 19 y/o looks bad

Are you f**king stupid?

 

[Dan1587]

£8000 a year? LOL!

You still on a provisional?

I thought mine was bad at £700!

 

[Hixle]

I'm calling b0llocks. There's no way on earth anyone would be f**king stupid enough to pay 8 grand on a car worth 2. Even on CS, people aren't that retarded.

 

[Deeg]

£8K has to be BS.

No way on earth someone is paying that.

They must live in Basra and have more points than Man city.

 

[LethalWeaponFour]

ha, i recently bought a 172 cup, my previous car was a audi a4, i tried calling my current insurance company to change over the car, they told me that i couldnt insure the clio unless i was 30!?! (im 29) but they said that one of there brokers would get back to me...they did with a quote of £1500, it cost me less to insure a 9k 400bhp celica gt-four!! anyway fortunatly after telling my insurance company to politely do one, i managed to get it down to 400 fc

 

[p@blo]

This thread always cheers me up. Thanks guys xxx

 

[Knuckles]

Elephant wanted £1800 for my renewal on a 1.4! Got a new quote at £1152. Got rang up and made a multicar policy at £850 Or so... Quite chuffed as I have 2 accidents and no no claims.

I checked insurance for a 182 and it's gone down* to £2400 lol
* down from £3200 for a ph1 172 lol

Anyway, going to save some money, get some no claims. Then try and get an RS next year

Edit: mods declared but I don't have to pay for them

 

[MonkeyKnifeFight]

Paying £445 for the 200 this year not sure i qualify as a young driver mind

 

[dave_rudabar]

£8,000 insurance on an old Clio, that's the second silliest thing I've read on this website. The first is using a bucket with an induction kit.