Greenlight Insurance Calling all 172 and 182 owners

patty · Oct 27, 2005

sent a quick quote tonite with a few major mods included to see what the prices are like!! gettin new insurance in feb so will be interesting to see if HIC can be beaten !!

Day · Oct 27, 2005

My Greenlight policy is through HIC...

Liam · Oct 27, 2005

thanks for letting us know, thats great news. Hope it stays as good come my renewal next year, and Ill definately be giving greenlight a call.

Liam · Oct 27, 2005

neil@greenlightinsurance said:
As long as the current low claim ratio continue these low prices will continue indefinatley.

The underwriters are also reviewing there stats on the V6 model so a reduction could be in the pipeline for them.

I believe the reason for the Surprisingly Low number of claims being reported is primarily down to the fact that you guys are all Enthusiasts who spend thousand on your car. Basically your car to you is a hobby and no doubt your pride and joy...... rather just an A to B runaround like most other normal car drivers condsider their car is.

Keep up the good work guys

I agree. And this is exactly what we need a company that takes this into account. Great you have come on to our forums.

Neil82 · Oct 27, 2005

Lets get this straight you won't insure me (been driving "performance" cars since 17) or any other driver on a 172 Cup but you will insure some 20 year old on any other RS Clio who's been driving about in a 1.2 for 3 years. That makes so much sense.

Neil82 · Oct 27, 2005

*read first post again* make that 21 year old driver^^

Ads_172 · Oct 27, 2005

I think the point is that research has shown 172 Cup's are the ones most often crashed, and the restricted age is just a fact of insurance, especially with performance cars.

The minute they start making exceptions for particular people with particular circumstances, it just opens a minefield...

Tim · Oct 27, 2005

give us carefull cup drivers a chance . mine is up next month what can you do mr greenlight

mike · Oct 28, 2005

Hi Neil,

Probably a silly question but...............I changed my address from my girlfriends parents in Bickley to our address in Lewisham today. Obviously there was a difference in my premium. Could I have got a discount on this if I'd mentioned being a member here?

Thanks,

Mike.

TomS · Oct 28, 2005

My quote wasn't the best

£400 more expensive than my current premium! (1.8 16v)

MarkCup · Oct 28, 2005

Not surprising though Tom...you do drive like a nutter...no respect for cars...

Djw John · Oct 28, 2005

Neil82cup said:
Lets get this straight you won't insure me (been driving "performance" cars since 17) or any other driver on a 172 Cup but you will insure some 20 year old on any other RS Clio who's been driving about in a 1.2 for 3 years. That makes so much sense.

They will insure you, but it will cost more than a full fat 172. Because the other RS cars have been involved in a lot less claims so there is a discount on them. Thats how I read it anyway.

Clart · Oct 28, 2005

Couldn't beat my current premium

haribo8 · Oct 28, 2005

couldn't beat mine either, they were £50 more expensive and £100 more expensive on the excess...i still reckon elephant are the cheapest around if you haven't modified the car.

TomS · Oct 28, 2005

MarkCup said:
Not surprising though Tom...you do drive like a nutter...no respect for cars...

Must be it Mark!

I should stop tracking it really

he he

y0z2a · Oct 28, 2005

Neil - top fella - great prices.

will be insuring the Cup with them again in the new year when it is back out for the track season.

/y0z

patty · Oct 30, 2005

TomS said:
My quote wasn't the best

£400 more expensive than my current premium! (1.8 16v)

900 quid for my 1.2

GarethM · Oct 30, 2005

how much is your policy now patty?

BRUN · Oct 31, 2005

do you cover my post code yet @ Greenlight ?

WA9 3** ?

Neil@greenlight · Oct 31, 2005

WeeGad said:
Im already insured by Greenlight and my quote was excellent,so just wonder if my Dynamic would come under the cat of 172 once i have a 172 2.0ltr conversion put into it,turning my Horsepower from 95 up to 172???
Would it sill be a dynamic or re classed as a 172?

As long as the brakes and suspension were upgraded to go with the new engine your car would be rated the same as a factory clio 172.

Neil@greenlight · Oct 31, 2005

racing182 said:
Can you not insure 19 year olds?

Also just out if interest do you accept NCD earned on motorbikes like direct line/tesco do?

Sorry as per post our minimum age os 21.

We could not accept motorcycle NCB for a car policy.

Sorry
neil

Neil@greenlight · Oct 31, 2005

omar said:
I'll be ringing you in the next few days...

PS What's your max mileage cover?

We can go up to 30000 miles but once you get passed 18,000 miles the premiums do jump up.

Best Regards
neil

Neil@greenlight · Oct 31, 2005

patty said:
how bout lowly 1.2's that are modded?? plus as before engine conversions?

We could definatley quote for you.

Engine conversion are also no problem.

Regards
Neil

LegoHead · Oct 31, 2005

Neil, I am very happy with your prices so far, was wondering if you would do insurance for a decat. Its either that or the expensive sports cat.

Neil@greenlight · Oct 31, 2005

Neil82cup said:
Lets get this straight you won't insure me (been driving "performance" cars since 17) or any other driver on a 172 Cup but you will insure some 20 year old on any other RS Clio who's been driving about in a 1.2 for 3 years. That makes so much sense.

Its all done on claims statistics and if a car has a consistent bad accident record (the cup has been bad for the past 2 years with approximatley 1 in 5 making a total loss claim) then the insurer will simply put the premiums through the roof or eventually decline to insure this car all together.

We are a broker and would love to quote everyone on this forum a competetive price and be swamped with new customers but unfortunatley we have to work within our insurers criteria.

We don't insure drivers under 21 so we wouldn't quote a 20 year old on any vehicle.

Neil@greenlight · Oct 31, 2005

Dave3141 said:
Neil, I am very happy with your prices so far, was wondering if you would do insurance for a decat. Its either that or the expensive sports cat.

Legally we cannot be seen to condone insuring a vehicle that was made after 1993 if the catalyst has been removed.

A number of our clients declare they have sports/race cats fitted but weather they actually have them on the car or not i couldn't confirm.

Sorry Mate.

Regards
Neil

Neil@greenlight · Oct 31, 2005

Neil82cup said:
*read first post again* make that 21 year old driver^^

We as a broker don't insure drivers under 21 on any vehicles....this is just our standard age restriction.

I'm not sure what your question is but if your asking would we quote MR Smith with a clio 182 at £xxx premium and if he wanted a quote for 172 Cup we would have to decline the answer Yes.

Neil@greenlight · Oct 31, 2005

acrebo said:
I think the point is that research has shown 172 Cup's are the ones most often crashed, and the restricted age is just a fact of insurance, especially with performance cars.

Exactly Right

Neil@greenlight · Oct 31, 2005

EvilJohn said:
Because the other RS cars have been involved in a lot less claims so there is a discount on them. Thats how I read it anyway.

Thats Right

Neil@greenlight · Oct 31, 2005

BRUN said:
do you cover my post code yet @ Greenlight ?

WA9 3** ?

Yes we do mate

Neil@greenlight · Oct 31, 2005

patty said:
900 quid for my 1.2

We are not competetive on the lower group models mate. We could probably get a quote for a 172 for only a bit more.

Regards
Neil

Phill1978 · Oct 31, 2005

im 27 with full no claims and a 172cup im paying £58 per month with norwich union they have been really helpful and freindly but i know now iam starting to do a few mods i.e induction kit they will probably boost my payments.

if i had bucket seats in my cup how much would you add, what about induction kit ?

patty · Oct 31, 2005

neil@greenlightinsurance said:
We are not competetive on the lower group models mate. We could probably get a quote for a 172 for only a bit more.

Regards
Neil

ill put a valver engine in and come back then...

Neil@greenlight · Nov 1, 2005

meggerman said:
im 27 with full no claims and a 172cup im paying £58 per month with norwich union they have been really helpful and freindly but i know now iam starting to do a few mods i.e induction kit they will probably boost my payments.

if i had bucket seats in my cup how much would you add, what about induction kit ?

As i have said we cannot quote for the Cup model due to our bad claims statistics.

But as a whole we would not charge any extra under our modified policies if bucket seats and an induction kit was fitted (there may be a £25 admin fee if they were added to the policy mid-term rather than at new business or renewal stage)

jon_r · Nov 1, 2005

All 172 Cup owners, go with Tesco, they're very reasonable - £640 this year (25, 8yrs NCB)

JBarber · Nov 1, 2005

for me, bell was best, £422 (with guarenteed NCB), 32 and with 9 yrs NCB. New 182.

sh33n · Nov 1, 2005

jon_r said:
All 172 Cup owners, go with Tesco, they're very reasonable - £640 this year (25, 8yrs NCB)

Weren't for me; but then I'm 23 with 1 years no claim (2 next week when I renew).

Genius · Nov 1, 2005

Seems to be the best for me - NU wanted £1600 for me (30, 7yrs NCB) and my other half (21) for my 172 fully comp, or £922 with just me. Neil just quoted me £899 with her and £699 without - saving £220. Bargain! Waiting to get the quote in the post....

Lovely.

Djw John · Nov 1, 2005

Just put a quote through on a 172 for the hell of it! See what it comes back as. Probably loads as I have a colourful driving history!

Djw John · Nov 1, 2005

Well it was quicker than I thought it would be! But at £999.64 its still too much for me to consider changing to yet. Not to bad considering Im 22, 2 years ncb, 1 claim in march 2002, a cd30 in oct 2002 an da sp50 in may 04

Greenlight Insurance Calling all 172 and 182 owners

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Scotland - South

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