RIP Trophy 433/500

[Moysie]

Sorry to hear :dapprove:

 

[p@blo]

I've been chatting to my Dad about the incident this evening and he's raised a fairly good point. Now, I'm not one to lay blame elsewhere but the reason I hit the rear of someone else was due to a lorry reversing into a driveway; the person I hit was stationary waiting for the lorry to complete the manoeuvre. I went round the blind bend, saw the car, slammed on but it was too late.

Would a lorry driver not have any responsibility whatsoever to warn oncoming traffic that they were creating a potential obstacle? You do normally see passengers/collegues slowing the traffic, and I'd imagine that they'd be obliged to do so. Today, there was no one other than the driver. Not that it matters, I didn't get the company/reg anyway. Just trying to clear my conscience, I guess.

Thanks for your comments/PM's/texts all, means a lot. It's amazing what a silly French piece of metal can do to you emotially, I genuinely feel like I've killed my little red car :dapprove:

Aren't sure if actually SRS?

Would you warn other road users (that may or may not be driving too fast to safely stop in time, around visually obscured bends) when you reverse onto a drive?

Self own tbh-time to build a bridge imo.

 

[aucky]

Gutted mate ;(

As for blame, I'd let it rest tbh.

 

[yeecup]

Feel for u mate, but as others have said your ok and nobody was hurt, imagine if it had been a young child round that corner. Cars are replaceable. Hope u get it all sorted with insurance

 

[Munson]

F*ck! You doughnut. Live and learn the golden rule - stop in the distance you can see...

But anyway, glad you're ok and no one was seriously hurt or worse. What page are the pics of the wreck on? T-cut?

 

[Hixle]

Aren't sure if actually SRS?

Would you warn other road users (that may or may not be driving too fast to safely stop in time, around visually obscured bends) when you reverse onto a drive?

Self own tbh-time to build a bridge imo.

Was just a thought. Strangely enough, when I picked up my valuables yesterday the recovery guy asked me the same thing; if anyone was guiding traffic. But then again he looked like Verbal out of The Usual Suspects, so I doubt he had a law degree. But anyway, you'll be happy to hear that I admitted complete liability at the scene to help speed up the claims process. I'm not an arsehole, nor am I looking for an excuse for crashing, but I genuinely didn't know if lorry drivers/their companies had a legal liability to slow down traffic in the event that they become essentially a blockade around a blind bend.

But, yeah, I'm ok thanks.

 

[Munson]

Fair play mate. Sounds to me like it was 100% your own fault, but at least you're man enough to accept it.

Again - no one was hurt. Another day, it could have been a lot worse. We learn from these things. I know I did!

 

[Hixle]

Oh it was Roy. It's weird really, when you drive a road for so long you almost become completely oblivious to it. I'm sure we all do it; the kind of road you're driving along that you think 'Jesus, I can't remember the past two minutes'. So as soon as something along there changes, it completely throws you.

I'm feeling extremely lucky that it wasn't a lot worse, believe me.

 

[Munson]

For sure. I was driving a local cuntry road the other morning at 1.5 bar. Clearly sighted and good forward visibility. Then I came across some road kill being eaten by a 'flock' of birds. Luckily I was well within limits, and managed to slow down enough for it to not be a problem. A few years ago, I would probably have ended up ploughing through them and/or barrel rolling into the nearest hedge.

 

[rs 1an]

All that matters is that you are ok Luke, you pay insurance to worry about liability etc and cars are ten a penny.

 

[Munson]

Upgrade to boost?

 

[Hixle]

Thanks Ian.

Don't think I'll be doing any form of upgrading now Roy, my premiums are going to be a bit steep. I'm trying my best to turn it into a good thing (stay with me, lol), that car was a bit of an obsession; every time I heard a new rattle/creak I'd spend a fortune getting it sorted, likewise with stonechips. Turned into an expensive hobby, for a 7 year old Clio with 90k on the clock.

I'll be doing my best to purchase a shed that I don't care about. Something that's just a car rather than a hobby.

 

[Scrooge]

Old shitty gti6.

 

[Toby]

I'll be doing my best to purchase a shed that I don't care about. Something that's just a car rather than a hobby.

PH1?!

 

[Hixle]

0NCB now. I'm not paying silly insurance on a clio, lol.

 

[Caekii]

Sorry to hear about this mate. Least everyone involved is ok.

 

[Feirny]

You'd have been ok if you'd had xenons.

 

[Tyler@Ultimate]

You'd have been ok if you'd had xenons.

Haha boom

 

[Paddy_R]

As has already been said before, cars can be replaced, people cannot. So as long as everybody is ok that's the main thing.

Blame is a hard thing to proportion esp in something like this. I'm guessing the police were called. Did they not comment on the lorry? Their definition states that 'owing to the presence of a motor vehicle a collision occurs where by damage is caused....' at the very least they should have noted its details as it's presence was fundamental to the collision occurring.

 

[Rob]

Insurance won't be mental mate, just not great. 0NCB isn't the end of the world as you get a bit older. Even if you have the face of a 12 year old.

 

[Hixle]

Police were there mate, they didn't really speak to me or the other party though. Just guided traffic until the recovery trucks turned up and went on their way. The lorry had long gone by that time though, he drove off pretty much straight away. Didn't leave the cabn AFAIK.

 

[Evz0607]

Just on the point of NCB - if you had 4 or more you will lose 3 for a claim with most companies I binned off my first 172 and lost 3 years NCB but still had 1, I'm back up to 4 now and insurance is around the 550 mark! First year after was a bit painful though.

 

[VR46-G@Z]

Thanks Ian.

Don't think I'll be doing any form of upgrading now Roy, my premiums are going to be a bit steep. I'm trying my best to turn it into a good thing (stay with me, lol), that car was a bit of an obsession; every time I heard a new rattle/creak I'd spend a fortune getting it sorted, likewise with stonechips. Turned into an expensive hobby, for a 7 year old Clio with 90k on the clock.

I'll be doing my best to purchase a shed that I don't care about. Something that's just a car rather than a hobby.

Sorry to hear this mate. I can guarantee this philosophy won't last long, I've been there and bought a shed and you'll enjoy the feeling of not caring for 6 months then the itch for another minter will have to be scratched....

 

[Poopensharten]

Sorry to hear this mate. I can guarantee this philosophy won't last long, I've been there and bought a shed and you'll enjoy the feeling of not caring for 6 months then the itch for another minter will have to be scratched....

+1

It simply doesnt work for a car nut

 

[Budgie]

Shitter.

Glad to hear you're ok though mate.

If you need a shed to roll around in for a bit, a mate of mine is selling his old shitty AX- http://www.ebay.co.uk/itm/110934638364?ssPageName=STRK:MESELX:IT&_trksid=p3984.m1555.l2649

Had it for ages and it's been a cracking little toy car.

Also, if you do buy it back and you need a place to store/ someone to break it, drop me a PM. My labour rates are incredibly reasonable. (;

 

[Addicted]

Just on the point of NCB - if you had 4 or more you will lose 3 for a claim with most companies I binned off my first 172 and lost 3 years NCB but still had 1, I'm back up to 4 now and insurance is around the 550 mark! First year after was a bit painful though.

You lose 2 and then the year you are currently working on (just to clear it up for people who think you may lose 3 and then the current year )

 

[Sir_Dave]

Indeed, I think even Dave will be a tad sad about this also.

Mike just told me the news

Poor old non-shed Trophy, & more importantly poor old Luke - hope you're ok buddy

As Mike says, see if you can buy it back, either so Mike & I can help you break it, or so i can have it for spare parts for mine.

x

 

[Hixle]

Thanks all.

Mike/Dave, I'm sure I'll be in touch guys, appreciated.

I had a lovely letter this morning regarding fee's for picking up the vehicle and storing it. Bugger.

 

[Gally]

The insurance company pay that mate, that's what insurance is for. The garage who picked the car up should have paid the fees and reclaimed from the insurance not you.

 

[Adamm.]

Sorry to hear this mate. I can guarantee this philosophy won't last long, I've been there and bought a shed and you'll enjoy the feeling of not caring for 6 months then the itch for another minter will have to be scratched....

So true I have done this and cant wait to get a minter again now lol.

 

[Hixle]

The insurance company pay that mate, that's what insurance is for. The garage who picked the car up should have paid the fees and reclaimed from the insurance not you.

That's what I was banking on, but I though that ULR will only cover the person not at fault?

I've never worked in claims, literally have no idea how any of it works

 

[Adamm.]

That's what I was banking on, but I though that ULR will only cover the person not at fault?

I've never worked in claims, literally have no idea how any of it works

Mine was similar to your accident and my insurance covered everything mate.

 

[JD]

Sorry to hear this buddy. Hope you're on the mend?

 

[Hixle]

Good to hear Adam, I'm going to be giving them a call at lunch.

I'm fine thanks JD, just a sore neck and that's it. Lucky.

 

[Hixle]

Just thought I'd give you all a little update, I've been offered £2300. No thankyou.

Very impressed with Admiral otherwise though, they've been spot on.

 

[Scrooge]

Ffs!

 

[Revels]

£2300?! Based on what?

You can't even get a crap 182 for that. Let alone a decent Trophy.

 

[-J-]

Jesus that's a low offer, should be fairly simple to prove its value and get a better offer though surely?

 

[Rob]

What. The. f**k.

How stupid do they think you are?

Time to send back 9,000,000 adverts.

Get Steve to write you up a PX offer from last week

 

[Hixle]

Well, £2800 really minus my excess. Red Clio with 90k init.

This is way too stressful. I've told them that I want at least £4k. Fun fun fun. :dapprove: